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Investments

Term Deposits

  • Competitive rates (inquire in branch).
  • Minimum deposit 500.00.
  • Guaranteed interest rates.
  • Term options from 7 days to 5 years.
  • All terms redeemable. In some instances a penalty will apply.
  • Interest paid at maturity or annually for long term investments.
  • Monthly Statements

Tax Free Savings Account

  • Registered Account.
  • Available to Canadian residents age 18 and older.
  • Maximum contribution limit of $6,000.00 annually.
  • Unused contribution room will be carried forward and can be used in future years.
  • Withdrawals are tax free.
  • Withdrawals increase unused contribution room in the next year.
  • Contributions will not be tax deductible.
  • Capital gains and income earned is not taxed.
  • Semi – Annual Statements (June, December).

AgriInvest

  • Available to producers who report farming income (loss) to Canada Revenue Agency.
  • Deposits based on a percentage of your allowable net sales.
  • Matching deposit from government.
  • Interest earned on tiered interest rates (inquire in branch).
  • Interest paid at month end.
  • Monthly statements.
  • Access account in branch or by phone.

Registered Retirement Savings Plan (RRSP)

  • Registered Account.
  • Contributions tax deductible.
  • Interest earned tax sheltered.
  • For anyone that has earned income.
  • Has to be collapsed December 31 the year you turn 71.
  • Semi – Annual Statements (June, December).

Registered Retirement Income Fund (RRIF)

  • Created from money accumulated from RRSP’s
  • RRSP money has to be converted to a retirement option at the age of 71
  • Funds remain tax sheltered
  • Pay income tax on the withdrawal
  • Semi – Annual Statements (June, December).

Main Branch

119 Main St PO Box 128
St. Gregor, SK S0K 3X0
Tel: (306) 366-2116 Fax: (306) 366-2032

Annaheim Branch

610 Main St PO Box 65
Annaheim, SK S0K 0G0
Tel: (306) 598-2044 Fax: (306) 598-4440

Branch Hours

Mon - Fri: 8:30am - 4:00pm
Closed Weekends & Holidays
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